Johan Gerber is Executive Vice President of Security and Cyber Innovation at Mastercard. In this role, he oversees Mastercard’s product strategies for cyber security, financial crime, consumers, online credential management, and dispute resolution. His responsibilities include overseeing the operations of both Ethoca and Risk Recon, two wholly owned subsidiaries of Mastercard. As head of Mastercard’s Security Standards group, he is additionally focused on facilitating Mastercard’s best-in-class security framework of standards, policies, and technologies that support EMV, PCI, and other industry initiatives to enable a secure and convenient digital transaction ecosystem.
The digitisation of the retail industry has transformed consumer experience, business models and supply chains in terms of both sophistication and complexity. According to the UK Office for National Statistics, April 2020 recorded the highest level of retail online sales at 30% of total retail sales, a drastic increase largely accelerated by Covid-19 panic buying. As a percentage of all retail sales, online sales in January and February 2020 were 20% and 18.9% respectively, a meaningful increase compared to 2.8% in November 2006 when the records began. 

The fourth industrial revolution has cemented a path of inconceivable growth and digital transformation for many organisations, however, it has also introduced new and unfamiliar cyber threats, to the extent that it is now widely conceded that cyberattacks are a matter of when, not if. 

Health data has high value and a need for privacy protections, and the current pandemic has seen an increase in cyber attacks on health data repositories and systems. Read more about what Caroline Hargrove, CTO for Babylon Health and Frank Ricotta, CEO of BurstIQ say about how leaders in healthcare should be consider as they review their strategies around cyber security. 
The Oxford Cyber Minute provides daily insight into industry wide trends in cyber security and cyber futures.  Here in Episode 3, Programme Director of the Oxford Cyber Futures Programme, David Shreir, speaks about "Health Data Vulnerabilities under Covid 19".